Gallagher takes pride in being a trusted business partner to Harcourts and have successfully tailored insurance policies for hundreds of their agents and business owners throughout Australia.
Whether it is property management duties or working with clients to buy and sell property there's an obligation to provide service and advice to a professional standard. Should that service or advice prove to be negligent and cause a client a potential financial loss, you could be exposed to a claim. Working with an insurance broker who is an expert in dealing with the real estate profession can provide you with the support and protection you need.
Real estate businesses encounter various risks such as breach of contracts, failing to fulfil professional duty of care, providing incorrect or misleading advice, inadequate property management, violating statutory provisions, and breaking auction rules.
Professional indemnity (PI) insurance is specifically designed to protect real estate professionals against these risks.
Additionally, accidents can easily occur during client interactions, for example, if a client were to slip during a site inspection or you accidentally damage a client's property. Public liability (PL) insurance protects businesses against legal action in such cases.
Our customised packages for Harcourts also include:
The flexibility of business pack insurance allows for the consolidation of various insurance coverages into a single policy. By opting for a business pack policy, businesses can benefit from a unified renewal date, reduced paperwork, and potentially lower costs compared to maintaining multiple insurance policies.
This coverage protects businesses and their directors, officers, and managers from claims related to their management decisions and actions. Management liability insurance can cover legal costs and damages related to employment practices issues.
Real estate agents handle a significant amount of sensitive information, including customer details and confidential transaction data. Cyber insurance provides protection against various cyber risks and can help cover the financial losses associated with cyber attacks.
It provides coverage for physical damage to vehicles, liability for bodily injury or property damage caused by the vehicles, and protection for medical expenses and lost wages in case of injuries to employees or third parties involved in accidents. Motor vehicle insurance can also include coverage for theft, vandalism, and other non-collision incidents.
If you rent out properties to tenants, Landlords' Insurance is vital. It offers protection for the building structure and liability coverage for injuries or property damage that may occur on the premises. Landlords' Insurance may also include coverage for loss of rental income due to property damage or other covered perils.
As a Harcourts agent or business owner, there are numerous benefits to partnering with a Gallagher insurance broker. Our brokers provide invaluable support and help you understand the risks associated with your business, along with the necessary coverage considerations. Here are some advantages of working with our brokers:
To learn more about our exclusive range of products and services for Harcourts, contact us on 1800 222 012.
